Terms of Conditions - EMIPro : Loan Planner
Welcome to EMIPro : Loan Planner ("EMIPro", "Application", "Service", "we", "us", or "our"). These Terms and Conditions govern your access to and use of the Application.
1. Application Overview
EMIPro : Loan Planner provides financial planning and calculation tools intended to help users estimate and understand different loan and savings scenarios.
The Application may include tools such as:
Loan Eligibility Estimator
EMI Calculator
Home Loan Calculator
Personal Loan Calculator
Vehicle Loan Calculator
Education Loan Calculator
Business Loan Calculator
Fixed Deposit (FD) Calculator
Recurring Deposit (RD) Calculator
Loan Comparison Tool
Other financial planning and estimation utilities
The calculations generated by the Application are provided for general informational and educational purposes only.
2. No Financial or Lending Services
EMIPro : Loan Planner does not operate as, represent, or provide the services of:
A bank
A lender
An NBFC
A financial institution
A loan agency or broker
A credit provider
The Application does not directly offer, approve, arrange, or disburse loans. We do not process loan applications or make lending decisions on behalf of financial institutions.
Any loan terms, interest rates, eligibility requirements, or approval decisions are determined by the relevant financial institution or lender.
3. Use of the Application
You agree to use EMIPro : Loan Planner responsibly and only for legitimate purposes.
When using the Application, you should:
Enter information that is reasonably accurate when performing calculations.
Use the results only as estimates and not as guaranteed financial outcomes.
Follow all applicable laws and regulations.
Avoid attempting to interfere with, damage, or misuse the Application.
Not use the Application for unlawful, fraudulent, or unauthorized activities.
You are responsible for evaluating the information and calculations before relying on them for any financial decision.
4. Calculation Accuracy
The results produced by EMIPro : Loan Planner are based on the information and assumptions entered by the user.
Actual loan costs, EMI amounts, interest rates, fees, eligibility criteria, repayment schedules, and other financial conditions may vary depending on the lender, financial product, applicable rates, taxes, charges, and other circumstances.
Therefore, we do not guarantee that every calculation will exactly match the figures provided by a bank, NBFC, lender, or other financial institution.
5. Advertisements
The Application may contain advertisements delivered through third-party advertising providers, including Google AdMob and other advertising partners.
Advertisements may be selected or displayed based on information handled by the relevant advertising provider. We do not control the content, availability, or accuracy of third-party advertisements.
For more information about Google's advertising practices, please review:
6. External and Third-Party Services
To support certain Application features, analytics, advertising, diagnostics, and application performance, EMIPro : Loan Planner may use third-party technologies and services, including:
Google Play Services
Firebase
Firebase Analytics
Firebase Crashlytics
Google AdMob
Meta SDK
These third-party providers operate independently and may process information according to their respective policies and terms.
You can review their privacy information through the following resources:
7. Financial Disclaimer
The information, calculations, estimates, and results provided by EMIPro : Loan Planner are not intended to constitute financial, investment, legal, tax, banking, lending, or professional advice.
The Application does not guarantee loan approval, eligibility, interest rates, repayment amounts, or any particular financial outcome.
Before entering into a loan, investment, savings, or other financial arrangement, you should independently verify the applicable terms and, where appropriate, seek advice from a qualified financial professional.
8. Limitation of Responsibility
To the maximum extent permitted by applicable law, EMIPro : Loan Planner and its developers shall not be responsible for any direct or indirect loss, financial damage, inconvenience, or other consequence resulting from:
Reliance on calculations or estimates provided by the Application.
Incorrect or incomplete information entered by a user.
Loan rejection or changes to loan eligibility.
Differences between estimated and actual lender calculations.
Decisions made based on information obtained through the Application.
Temporary unavailability, technical problems, or interruptions affecting the Service.
Content, products, or services provided by third parties.
Users are responsible for independently verifying financial information before making decisions.
9. Application Availability and Updates
We may modify, improve, suspend, or discontinue any part of the Application at any time without prior notice.
We may also release updates containing feature improvements, corrections, security enhancements, or changes to the Application's functionality.
We recommend keeping the Application updated to the latest available version.
10. Intellectual Property
Unless otherwise stated, the Application, including its design, interface, text, graphics, logos, features, and other original content, is owned by or licensed to the developers of EMIPro : Loan Planner.
You may use the Application for personal and lawful purposes. You may not copy, reproduce, modify, distribute, reverse engineer, or commercially exploit the Application or its content without appropriate authorization.
11. Changes to These Terms
We may revise these Terms and Conditions from time to time to reflect changes in the Application, legal requirements, or our services.
When changes are made, the updated version may be published within the Application or on the applicable policy page along with a revised effective date.
Your continued use of EMIPro : Loan Planner after the updated Terms become effective means that you accept the revised Terms.
12. Contact Information
If you have questions, comments, or concerns regarding these Terms and Conditions or the Application, you may contact us at:
Email: mamleshwarcreation@gmail.com