Privacy Policy for EMI Calculator

Welcome to EMI Calculator ("Application", "we", "our", or "us").

This Privacy Policy describes how information may be processed when you access or use EMI Calculator. We value your privacy and aim to be transparent about the types of information that may be handled through the Application and its integrated services.

By downloading, accessing, or using EMI Calculator, you acknowledge the practices explained in this Privacy Policy.

1. About EMI Calculator

EMI Calculator is a financial planning and calculation utility created to assist users with everyday loan-related calculations and estimates.

The Application may provide features such as:

• Estimating potential loan eligibility

• Calculating monthly EMI payments

• Reviewing loan repayment estimates

• Comparing different loan scenarios

• Estimating total interest and repayment amounts

• Planning borrowing requirements

• Performing general financial calculations

EMI Calculator is intended to provide estimates and general financial information only.

2. Information and Data Handling

EMI Calculator does not require users to register for an account or create a personal profile in order to use its core calculation features.

We do not intentionally request or store highly sensitive financial credentials.

Some information may nevertheless be processed automatically by third-party technologies integrated into the Application. Depending on how these services operate, this may include information such as device type, operating system version, application version, advertising identifiers, IP address, diagnostic information, crash data, and general usage or performance information.

Such information may be processed to operate, maintain, secure, analyze, and improve the Application.

3. Information Provided for Support

If you choose to contact us for assistance, you may voluntarily submit information such as your name, email address, and the details of your inquiry.

Information included in a support request may be retained for the purpose of responding to your request, investigating an issue, and maintaining appropriate support records.

Where applicable, support information may be processed or stored through services such as Firebase Firestore or other secure cloud infrastructure.

4. Services Provided by Third Parties

To provide certain functionality, analytics, advertising, diagnostics, and technical services, EMI Calculator may integrate third-party platforms.

These services may include:

• Google Play Services

• Google AdMob

• Firebase

• Firebase Analytics

• Firebase Crashlytics

• Meta SDK

These third-party providers may process certain information according to their own privacy policies and applicable terms.

For additional information, please review the relevant policies:

• Google Privacy Policy

• Firebase Privacy Information

• Google AdMob Privacy Information

• Meta Privacy Policy

5. Advertising and Advertising Data

EMI Calculator may use advertising services, including Google AdMob, to display advertisements within the Application.

Advertising providers may use certain device or advertising-related information to deliver, measure, personalize, or improve advertisements, subject to their applicable policies and user settings.

The information handled by advertising partners may include advertising identifiers, device information, approximate location derived from IP address, and interaction information associated with advertisements.

For more information about Google's advertising technologies, please visit the Google Advertising Policies.

6. Analytics and Application Performance

EMI Calculator may use analytics technologies to understand how users interact with the Application and to identify areas where the Application can be improved.

Analytics information may help us understand general usage patterns, feature performance, application stability, and technical issues.

We may also use crash-reporting tools such as Firebase Crashlytics to identify unexpected failures and improve the reliability of future versions.

7. Diagnostic and Technical Information

When the Application experiences a technical problem, certain diagnostic information may be automatically generated or transmitted to integrated service providers.

Depending on the circumstances, this information may include:

• Crash details

• Error messages

• Device and operating system information

• Application version

• Performance measurements

• Technical event information

This data is used for debugging, monitoring application stability, detecting technical problems, and improving the overall functionality of EMI Calculator.

8. Data Protection and Security

We take reasonable technical and organizational measures to help safeguard information that may be processed through the Application and its supporting services.

However, no electronic transmission, storage system, or internet-based service can be guaranteed to be completely secure. Therefore, we cannot promise absolute protection against every possible security incident.

9. Children's Privacy

EMI Calculator is designed for a general audience and is not specifically directed toward children under the age of 13.

We do not knowingly request personal information from children under 13. If you believe that a child has provided personal information through the Application, please contact us so that appropriate action can be considered.

10. Policy Updates

This Privacy Policy may be revised from time to time to reflect changes in the Application, third-party services, legal requirements, or our data-handling practices.

When changes are made, the updated version will be published with a revised effective date. We encourage users to periodically review this page for the latest information.

11. Contact Information

If you have questions, concerns, or requests regarding this Privacy Policy or the privacy practices of EMI Calculator, you may contact us using the support email associated with the Application:

• Email: mamleshwarcreation@gmail.com

Disclaimer: EMI Calculator does not provide, approve, arrange, or guarantee loans or other financial products. Actual loan eligibility, interest rates, repayment terms, and approval decisions are determined independently by the relevant financial institution or lender.